Bank	HDFC	ICICI	IDFC	SBI	PaytmPayment Bank	AirtelPayment Bank	Axis	Kotak	Fino Paymemt Bank
Fixed Deposits	Normal Citizen	~7%p.a	~ 7.1% p.a	~7.75% p.a	~ 7.1% p.a	~7.75% p.a	~6.5% p.a	~7%p.a	~ 7.20% p.a	~ 6.85% p.a
	Senior Citizen	~ 7.75% p.a	~ 7.6% p.a	~ 8.25% p.a	~ 7.6% p.a	~ 8.25% p.a	~7%p.a	~ 7.75% p.a	~ 7.70% p.a	~ 7.35% p.a
Premature FD Withdrawal	Penalty Amount	1%(applicable rate)	~ 1%(applicable rate)	~ 1%(applicable rate)	~ 1%(applicable rate)	Zero Penalty	~ 1%(applicable rate)	~ 1%(applicable rate)	0.50%	Zero Penalty
IMPS	Charges	~ Rs.5+GST	~ Rs.5+GST	No Charge	~Rs.20+Service tx	No Charge	~ Rs.5+GST	~ Rs.5+GST	No Charge	NA
RTGS	Charges	~Rs. 15+GST	~ Rs.25+GST	No Charge	~ Rs.25+GST	No Charge	No Charge	No Charge	~Rs. 15+GST	NA
NEFT	Charges	~Rs.2.25	~Rs.1+ GST	~Rs.1+ GST	~ Rs.25+GST	No Charge	~0.5% Otherthan Airtel	No Charge	~ Rs.25+GST	NA
Debit Card	Charges	Rs.500+Taxes	Rs.499+Taxes	Rs.100+Taxes	Rs.250+Taxes	Rs.295+Taxes	~Rs.349(Card)	~Rs.300+GST	~Rs.299+GST	NA
Savings A/c Interest	Charges	~3.5% p.a	~3.5% p.a	~6.75% p.a	~2.7% p.a	~2.5% p.a	~5% p.a	~3.5% p.a	~3.5% p.a	~2.75% p.a